Real Estate
Out-of-state deals, due diligence, and the math behind scaling a rental portfolio.
How to Calculate Cash on Cash Return on a Rental Property
Cash on cash return tells you what your actual dollars invested earned in a year. Here is the exact formula, a fully worked example, and the mistakes that make the number lie to you.
How to Run the Numbers on an ADU Before You Build One
An ADU can add a second income stream to a lot you already own. Here is how to tell if the build pencils out before you spend a dollar, plus a free calculator to run your own deal.
Deal Receipts: Real Numbers Behind My Wins, Losses, and the Ones I Walked Away From
Most investing content is theory. This is the opposite: actual numbers from my own deals, including the duplex that nets $9,949 a year, the two houses that produced $646,000, and the disasters I'm grateful I dodged.
How to Buy Your First Rental (and House-Hack Your Way In With Little Money Down)
House hacking made my husband and me just shy of $1,000,000 and built the portfolio everything else stands on. Here's the full getting-started playbook, plus the low-down-payment trick that makes your first deal possible.
Out-of-State Real Estate Investing: A Practitioner's Complete Guide
I stopped buying in my own backyard in 2016 and never looked back. Here's the exact process I use to buy cash-flowing rentals in markets I've never set foot in, including the mistakes that cost other investors six figures.
How to Underwrite a Multifamily Deal (and Build Your Buy Box)
Most investors analyze deals randomly and wonder why nothing pencils. Define a buy box with six metrics, learn to underwrite income, expenses, and debt, and the right deals start finding you.
Build-to-Rent and Supported Living: Two Cash-Flow Strategies Most Investors Never Use
When everyone's fighting over the same tired inventory, two strategies let you sidestep the competition: building brand-new units, and a little-known program that delivers a 0% vacancy rate. Here's how both work.
Make Retirement a Number, Not an Age: How Rental Income Streams Actually Free You
Every retirement calculator asks the wrong question. It wants to know how many millions you need in a brokerage account. The right question is how much monthly cash flow covers your life, and how fast you can build it.
How We Turned a $500/Month Storage Garage Into a $50K Airbnb
A detached shop that earned $500 a month holding boxes is now on track to net about $50,000 in year one. Here is the full HB 1337 conversion story, numbers and all.
How I Bought a Property I Never Visited (A Real Case Study)
I closed on rentals in a town I'd never set foot in, having seen the property only in photos and video. It sounds reckless. It wasn't. Here are the real numbers: I traded one duplex into 10 units and went from $900 a month in cash flow to $2,460.
How I Replaced Two Property Managers With One Remote Hire and an AI Leasing System
I fired two property managers last May. Here's the full system that replaced them: a remote operator from Eastern Europe and a three-part AI leasing setup.
How to Finance an Unlimited Rental Portfolio (Using Other People's Money)
Most investors stall because they think they need to save up 25% down for every deal. I stopped using my own money around my fourth purchase. Here's the full financing playbook, with real numbers.
How to Find Great Out-of-State Rental Properties (My 5-Step System)
After nine years of buying out-of-state, here's the system I use to pick a market, build a remote team, and source deals that actually cash flow.
How to Invest Through Rising Rates, Recessions, and Red-Hot Markets
Rates up, rates down, boom, bust. Investors freeze at every turn of the cycle. My strategy barely changes, because the fundamentals don't. Here's how to keep buying in any market.
How to Bulletproof Your Rental Portfolio: Asset Protection in 3 Layers
What's the point of building wealth if you leave it exposed? Here's the exact three-layer structure we use to protect a portfolio, from the basics most investors skip to the holding company that ties it together.
The Real Estate Due Diligence Playbook: What to Check Before You Close
I've found broken sewers, hidden flood zones, unpermitted garages, and leases that appeared after closing. Every one was avoidable. Here's the exact due diligence process that catches them.
10 Real Estate Investing Myths I Believed (and 5 Mistakes I Made So You Don't Have To)
I bought into a lot of bad conventional wisdom early on, and it cost me. Here are the 10 myths that hold new investors back, plus the 5 expensive mistakes from my own 17 years that you can simply skip.
The BRRRR Strategy: How to Recycle Your Cash and Build Rentals With Little Money Down
We turned $121,000 and a renovation budget into a property with $300,000 of equity that has paid us over $260,000 in cash, while pulling our original money back out to buy the next one. That's BRRRR.
The Build-to-Rent Pivot: Why Your Backyard Just Became Your Most Valuable Asset
Single-family zoning is dead in major US cities. Here's why I sold a stabilized portfolio to fund new builds, and the math behind three current projects.
The Fast and Simple Way to Analyze Multi-Family Deals
A practitioner's framework for underwriting small multi-family in under 20 minutes. The eight numbers that matter, the three traps that kill deals, and the spreadsheet structure I actually use.
What Your Real Estate Agent Can't Legally Tell You (And Why You Keep Getting Vague Answers)
If your investor-friendly agent has been dodging some of your questions, they're probably not being lazy. Five of the things investors ask agents for can put the agent's license, or their personal bank account, on the line. Here's where the lines actually are.
When to Buy, Hold, or Sell (and How to Make Even Your Home an Asset)
My first house lost $80,000 in value the year I bought it. Every primary residence since has been bought to be an asset, not a liability. Here's the framework, plus how to know when it's finally time to sell.
Wholesale and Assignment Deals: What They Are and How to Buy One Safely
Wholesalers can be a real source of below-market deals, but the contracts come with none of the usual protections. Here's exactly what an assignment deal is and how to evaluate one without getting burned.
Why 2-to-4-Unit Properties Are the Sweet Spot for Building Wealth
Single families are simple but slow. Big apartment buildings are powerful but hard to get into. Small multifamily, the 2-to-4-unit property, sits in the sweet spot: house-hack-friendly financing, lower cost per unit, and multiple ways to win.
Why a Real Estate Investor Should Build Apps (Same Framework, Different Asset Class)
Rentals and software follow the same framework: build the asset once, put systems in place, get paid over and over. Why a real estate investor has the unfair advantage in building apps.
How to Go From Zero to $1M Net Worth (The Playbook I Teach)
Net worth is the real scoreboard, not your salary. Here's the step-by-step playbook I've taught for years: fix your money habits, free up cash, then put it to work in assets that compound into a seven-figure net worth faster than you'd think.
Welcome to Addicted to ROI
Real estate investing strategies to help you build passive income and live life on your own terms.