Calculator · buy & hold
Deal Analysis Calculator
Plug in a price and rent and watch the real numbers fall out: cash flow, cash-on-cash return, cap rate, and NOI. The same back-of-the-napkin pass I run before I ever call an agent.
The purchase
$
%
%
yrs
$
$
The income
$
$
The expenses
$
$
$
%
%
%
Monthly cash flow
$70
$839 per year
Cash-on-cash return1.2%
Cap rate6.3%
Net operating income (yr)$15,809
Mortgage (P&I) / mo$1,247.44
Operating expenses / mo$677.60
Loan amount$187,500
Cash in the deal$68,500
Gross rent multiplier9.9
This one clears $70 a month after every expense and the mortgage. A 1.2% cash-on-cash is the number to compare against your next deal.
Estimates only, for education. Real underwriting needs verified rents, real quotes, and a CapEx reserve. This is the first-pass screen, not a substitute for full due diligence or professional advice.