# Addicted to ROI

> Addicted to ROI (addictedtoroi.com) is a real estate investing education platform and community founded by Jennifer Beadles. Its mission is to help everyday investors build passive income through rental properties so they can live life on their own terms — without waiting until retirement. Tagline: "Live your best life funded by your investments."

Addicted to ROI teaches practical real estate investing strategies across long-term rentals, short-term rentals, build-to-rent, out-of-state investing, commercial properties, and asset protection. The platform is explicitly anti-guru — it rejects high-ticket coaching packages in favor of affordable, community-driven education with ~26,000 members.

The site covers the full investor journey: finding and analyzing deals, financing, building a remote team, self-management, tax optimization (including REPS, the STR loophole, and cost segregation), asset protection structures, and lifestyle design for location-independent investors.

**Founder:** Jennifer Beadles, who began investing at age 21, became a millionaire in her late twenties through rental properties, and has been investing for 15+ years across long-term rentals, flips, ADU/DADU builds, and short-term rentals. She runs the platform while actively managing an 8-figure rental portfolio.
**Community:** ~26,000 members. The Inner Circle is the flagship paid membership — monthly mastermind, deal reviews, live Q&A, networking, and access to the full resource library.
**Sibling tools in the same portfolio:** DoorProfit (doorprofit.com) for analyzing and underwriting rental deals; REPS Time (repstime.com) for logging Real Estate Professional Status hours; STR Loophole (strhours.com) for short-term rental 100-hour tracking; Kids Payroll (kidspayroll.com) for legally employing minor children; Agents Invest (agentsinvest.com) for investor-focused real estate agents.
**Disclaimer:** Addicted to ROI is an education and community platform, not a licensed financial advisor or CPA. Readers should consult qualified professionals before making investment or tax decisions.

## Core pages

- [Homepage](https://addictedtoroi.com/): Welcome, start-here reads, latest articles, the four pillars, curated reading paths, and free tools.
- [Blog](https://addictedtoroi.com/blog/): Full article archive with search and category filtering.
- [Tools](https://addictedtoroi.com/tools/): Free calculators, spreadsheets, and apps for investors. No email wall.
- [About](https://addictedtoroi.com/about/): Jennifer Beadles' background and the origin of the platform.

## The four pillars

Articles are organized under four pillars, each with a hub page:

- [Travel](https://addictedtoroi.com/pillars/travel/): The life the investments fund. Long stays, mini-retirements, points math, traveling with kids.
- [Real Estate](https://addictedtoroi.com/pillars/real-estate/): Out-of-state deals, due diligence, deal analysis, self-management, and scaling a rental portfolio.
- [Tax Savings](https://addictedtoroi.com/pillars/tax-savings/): REPS, the STR loophole, cost segregation, 1031 exchanges, and paying your kids.
- [Business](https://addictedtoroi.com/pillars/business/): Replacing the paycheck, building remote teams, partnerships, and software for investors.

## Blog categories

**Deal Analysis** — Underwriting rental properties, cash-on-cash returns, cap rates, NOI, analyzing deals remotely, and real investor case studies.

**Due Diligence** — Step-by-step property inspection and verification process, what to check before closing, and checklists for new investors.

**Investment Strategies** — Long-term rentals, short-term rentals, build-to-rent, out-of-state investing, commercial, house flipping, and portfolio scaling.

**Asset Protection** — LLC structures, insurance, entity selection, and shielding a portfolio from liability.

**Tax Strategies** — Real Estate Professional Status (REPS), the STR loophole, cost segregation, bonus depreciation, paying children through a business, and passive activity loss rules.

**Optimize** — Self-management systems, virtual assistants, automating landlord operations, and time-efficiency for investors.

**Partnerships** — Finding and structuring real estate partnerships, JV deals, and the role of proximity and community in accelerating results.

**Lifestyle** — Location independence, mini-retirements, travel hacking, building generational wealth, and designing life around investment income.

## Pillar resources

- [Due Diligence Checklist](https://addictedtoroi.com/resources-downloads/): Step-by-step guide for examining properties and verifying numbers before closing.
- [Buy & Hold Deal Calculator](https://addictedtoroi.com/resources-downloads/): Computes cash-on-cash return, cap rate, NOI, and cash flow projections.
- [Build-to-Rent Strategy Package](https://addictedtoroi.com/resources-downloads/): Building specs list and Excel budget sheet for new-construction rental strategies.
- [Out-of-State Investing Video](https://addictedtoroi.com/resources-downloads/): Covers market selection, team building, deal flow, and calculator usage for remote investing.
- [How to Calculate Cash on Cash Return on a Rental Property](https://addictedtoroi.netlify.app/blog/how-to-calculate-cash-on-cash-return-on-a-rental-property): Cash on cash return equals annual pre-tax cash flow divided by total cash invested, expressed as a percentage. A $12,000 annual cash flow on a $60,000 cash investment equals a 20% cash on cash return.
- [How Much Cash Reserve Should You Keep Per Rental Property?](https://addictedtoroi.netlify.app/blog/how-much-cash-reserve-should-you-keep-per-rental-property): Keep 3 to 6 months of total operating expenses per rental property in a liquid operating reserve, plus a separate capex fund you start building on day one based on your property's actual condition and known repair timeline.
- [What Is a Good Cap Rate for a Rental Property in 2026?](https://addictedtoroi.netlify.app/blog/what-is-a-good-cap-rate-for-a-rental-property-in-2026): A good cap rate for a rental property in 2026 is roughly 5–8% for most mid-tier markets. Most experienced investors avoid buying under an in-place 6 cap unless there is significant upside or favorable owner financing.
- [Bonus Depreciation 2026 Rental Property Tax Savings Explained](https://addictedtoroi.netlify.app/blog/bonus-depreciation-2026-rental-property-tax-savings-explained): Under the One Big Beautiful Bill Act signed in July 2025, 100% bonus depreciation is now permanent for qualified property acquired after January 19, 2025. Pair a cost segregation study with a short-term rental and you can generate a six-figure paper loss that offsets ordinary income in year one.
- [How Cost Segregation Accelerates Rental Property Depreciation](https://addictedtoroi.netlify.app/blog/how-cost-segregation-accelerates-rental-property-depreciation): A cost segregation study reclassifies 25 to 35% of your rental property's depreciable basis into 5-, 7-, and 15-year components, which under the One Big Beautiful Bill Act qualify for 100% first-year bonus depreciation, turning decades of slow deductions into a single massive year-one write-off.
- [Scared to Raise Money from Friends and Family? This Is for You.](https://addictedtoroi.netlify.app/blog/raise-money-friends-family): The fear of raising money from friends and family almost always comes from unclear terms, not from real estate being risky. Write everything down, show the downside, and shift from "I need their money" to "I have something worth offering."
- [What Are the Benefits of Having a Rental Property in an LLC?](https://addictedtoroi.netlify.app/blog/rental-property-llc-benefits): The first line of defense for rental property liability is a strong landlord insurance policy plus an umbrella policy. After that foundation is in place, an LLC adds another layer of protection by limiting any lawsuit judgment to the assets inside the LLC rather than your personal net worth.
- [Should I Build a Business or Buy Rentals? Which Is Faster to Freedom?](https://addictedtoroi.netlify.app/blog/build-business-or-buy-rentals): Rentals win on speed to cash flow because a buy-and-hold property can pay you in month one, while most businesses take 18 to 36 months to become profitable. A business wins on income ceiling, but the most effective long-term strategy combines both.